hubungi kami untuk dapatkan kepastian..

Berminat untuk mempunyai Polisi?

Kami menawarkan 3 polisi yang menguntungkan dan fleksibel. Setiap polisi mempunyai kadar simpanan dan perlindungan yang berbeza. Sekiranya anda berminat, silalah hubungi kami dengan memberi butiran dibawah untuk maklumat yang selanjutnya...

Name:
I.C. No.
E-mail:
H/p No.
Address:

Interested For A Policy?

We offer you 3 flexible and profitable policies. Every policy have different saving and protection amount. If you are interested to apply for a policy, you can fill in the details below. Dont Worry! If you are still unsure about how much saving and protection that you will gain for every amount that you spend, we will email you a proposal and illustration, just key in the details below.

We will contact you shortly to discuss about this. If you need, we will meet you personally to discuss this matter.

Name:
I.C. No.
E-mail:
H/p No.
Address:

Some explanation about takaful products

Islamic insurance (Takaful) is a universal product, one of the Islamic Muamalah. It is suitable to be practiced by every people regardless Muslims or non-Muslims. Its products offer superior benefits in term of saving and protection, and absolutely no interest charged for withdrawal of saving and the profit gain from the operation will be shared at the ratio 80:20 which 80% belong to the policy holder and 20% for the Takaful operator.

We at 'takafulonline2u' Offers You 3 Superior Products just for Your Convenience as Below...

By helping you save as well as providing you with the coverage you need, you now have one less thing to worry about it, so you can enjoy life even more.

ETiQa Takaful Mesra Plan is a very flexible plan which associate protection with savings element. Starting from the fourth year of protection the ratio of contribution operation is more towards your saving which is 75%.

BENEFITS
The MESRA benefit is paid out if death or total permanent disability occurs and for the total permanent disability, the benefit will be paid out in instalments for 5 years with a sum of 10% per year and the final instalment at the rate of 60%.

CONTRIBUTION
The annual contribution sum that will be paid will determine the coverage amount that will be attained by multiplying with the multiplier schedule based on the age and duration of the coverage. The contribution ratio for savings gets bigger when the contract duration gets longer.




eTiQa Takaful Prima is a very special plan with scheduled returns and absolute freedom in the current financial planning, education, umrah and ziarah, travelling, investment etc.

BENEFITS
The total coverage lump sum will be paid out within the effective contract period should death happen.

If total permanent disability happens, the coverage sum will be paid in 3 payments: 20% of the coverage amount and the Accumulated Participant Account and profit from the Participant Account when the disability is confirmed; 40% at the end of the first and second year from the date of disability.

Survival Benefits – Every 3 years beginning from the end of the third year of contract: 10% of the coverage amount based on an investment return of 4% per year.

Scheduled survival benefit balance including Participant Account as well as the Participant Account’s profit and Excess Participant Special Account.

The surrender value of the accumulated Participant Account from the second year of surrender.

For whatever reason, if you are not able to continue with the contribution, you may choose one of the options in the ‘provision of non-forfeiture’ to continue with the participation.

QUALIFICATION OF PARTICIPATION
Age limit: 6 months to 54 years (on the following birth date)




Each year, 3% increase of cost to pursue your children study to a higher level may really burden you. So many parents have been suffering shortage of money to pursue their children study to IPTA or IPTS.

As we at 'takafulonline2u', try to help you maximize your life, we also ensure that your child will receive the education he deserves, we also ensure that your child is covered should anything unexpected happen to him.

The Etiqa Takaful Sarjana Plan combines savings and coverage and is an effort to provide a special fund for your child’s future education.

COVERAGE BENEFITS
Should death or total permanent disability happen to the payer all the basic contributions including the Rider on the child except additional savings will be settled until the maturity date or when the child dies or experiences permanent total disability, whichever comes first.

* Should the child die, this contract will pay the Coverage Benefit together with the Participant Account and the accumulated profit.
* Should the child experience disability, this contract will pay a disability benefit as stated in the schedule.

ADDITIONAL BENEFIT
Educational Fund Disbursement – Withdrawal of money from the Participant Account (AP) is allowed 3 years before the maturity date.

MATURITY BENEFIT
Once this contract matures, the participant will receive the whole accumulated amount in the AP including the profit from the AP and the excess from the Participant Special Account.

Takaful insurans satu keperluan

Kenapa Anda Perlu Ada Takaful?

" Tinggalkan Anak dan Isteri kamu dengan Kesenangan adalah lebih Baik dari tinggalkan mereka dalam keadaan meminta-minta" Hadis Riwayat Al-Bukhari

Walaupun Hadis diatas begitu jelas sekali tetapi tidak ramai orang yang bersedia dengan dengan kehidupan kita. Hakikatnya setiap manusia itu akan mengalami 3 ketetapan:

1. Panjang Umur
2. Pendek Umur
3. Kecelakaan atau penyakit kritikal di waktu hayat

Kalau kita Panjang Umur, maka kita akan memerlukan $$ untuk meneruskan hidup, Pendek umur maka kita akan pergi dulu dan kemungkinan besar akan meninggalkan keluarga (anak dan isteri atau saudara) untuk meneruskan hidup. Tetapi adakah kita sudah membuat perancangan yang sesuai jika kita pergi dulu? Adakah hutang kereta, rumah dan perniagaan kita dapat diselesaikan oleh waris kita? Ataupun adakah kita akan membiarkan keluarga yang ditinggalkan menangung beban yang ada?

Saban hari kita ada melihat disurat khabar dan tv akan rintihan2 meminta bantuan kewangan untuk rawatan penyakit. Adakah kita bersedia dengan kemungkinan itu atau akan terpaksa meminta2 kepada masyarakat dan saudara?

Di 'takafulonline2u', kami akan cuba membantu anda dan keluarga untuk membuat perancangan untuk menghadapi risiko2 kehidupan. Sila hubungi kami di 013-3243628 untuk nasihat dan rundingan percuma.

Antara asas dalam muamalat

Abu Said al-Khudri r.a. menyatakan bahawa Rasulullah s.a.w. bersabda: “Jangan kamu menjual (tukar) emas dengan emas, melainkan dengan kadar yang sama. Dan janganlah kamu melebihkan (tidak menyamakan) sebahagian tukaran itu. Dan jangan kamu menjual perak dengan perak melainkan dengan kadar yang sama. Dan janganlah kamu melebihkan (tidak menyamakan) sebahagian tukaran itu. Dan janganlah kamu menjual yang ada daripadanya (wujud semasa aqad) dengan yang tiada. (ertinya pertukaran kedua barangan itu mestilah berlaku secara terus, dan tidak berlaku penangguhan pembayaran)”.

Riwayat Bukhari & Muslim.

Pelan pendidikan anak-anak

Had umur : sehingga 17 tahun

Tempoh penyertaan: 5-24 tahun

Contoh: (dapatkan keterangan lanjut)

-Umur anak 18 tahun- RM15++ (lanjutkan Pelajaran)

-Umur anak 25 tahun- RM40++ (menjadi simpanan)

Anugerah Intelek

• UPSR 5A (RM500)

• PMR 5A (RM500)

• SPM 8A (RM1000)

• STPM 5A (RM1000)

Pelan Perlindungan dan simpanan Diri

Had umur: 6 bulan-60 tahun

Tempoh penyertaan: 5-79 tahun

Contoh: (dapatkan keterangan lanjut)

-sekiranya di timpa musibah waris akan mendapat RM100Ribu-1.5Juta

-sekiranya tidak ditimpa musibah wang akan menjadi simpanan RM50++

-harta pusaka cara moden

• Diluluskan Majlis Fatwa dan mempunyai Majlis Penasihat syariah (MPS)

• Jaminan perlindungan diri yang diberkati ALLAH, INSYAALLAH

• Pahala berpanjangan (tabung Khairat kamatiaan)

• Harta Pusaka cara moden (sekiranya di timpa musibah tak perlu tebus tanah dan masuk surat khabar minta bantuan
  

DAPATKAN MAKLUMAT DAN KETERANGAN LANJUT!!

Insyaallah, saya akan memberi servis yang terbaik untuk anda!